Terms of Use

Terms of Use

Last Update: February 1st, 2024

SURVISCOR INC. (“SURVISCOR” / “WE” / “US”) OWNS AND OPERATES THE WEBSITE LOCATED AT WWW.SURVISCOR.COM (“WEBSITE”). THESE TERMS OF USE APPLY TO ALL USERS OF THE WEBSITE, INCLUDING USERS WHO UPLOAD TO OR PROVIDE ANY MATERIALS FOR THE WEBSITE, RANKED AND RATED FIRMS AND THEIR AFFILIATES AND EMPLOYEES, USERS WHO USE SERVICES PROVIDED THROUGH THIS WEBSITE AND USERS WHO SIMPLY VIEW THE CONTENT ON OR AVAILABLE THROUGH THIS WEBSITE (“USERS”/ “YOU”).

THESE TERMS OF USE ALSO APPLY TO ANY THIRD PARTY WEBSITE OR SERVICE, SUCH AS A PARTNER BLOG OR SOCIAL MEDIA PLATFORM THAT HOSTS SURVISCOR CONTENT (SUCH AS THE SURVISCOR FACEBOOK PAGE).

BY USING THIS WEBSITE AND/OR SERVICE (DEFINED BELOW), YOU INDICATE YOUR ACCEPTANCE OF THESE TERMS OF USE. IF YOU DO NOT ACCEPT THESE TERMS OF USE, THEN DO NOT USE THE WEBSITE OR ANY OF ITS CONTENT OR SERVICES. THESE TERMS OF USE MAY BE AMENDED OR UPDATED BY SURVISCOR FROM TIME TO TIME WITHOUT NOTICE AND THE TERMS OF USE MAY HAVE CHANGED SINCE YOUR LAST VISIT TO THIS WEBSITE. IT IS YOUR RESPONSIBILITY TO REVIEW THESE TERMS OF USE FOR ANY CHANGES. YOUR USE AFTER ANY AMENDMENTS OR UPDATES OF THESE TERMS OF USE SHALL SIGNIFY YOUR ASSENT TO AND ACCEPTANCE OF SUCH REVISED TERMS. ANY NEW FEATURES THAT MAY BE ADDED TO THIS WEBSITE FROM TIME TO TIME WILL BE SUBJECT TO THESE TERMS OF USE, UNLESS STATED OTHERWISE. YOU SHOULD VISIT THIS PAGE PERIODICALLY TO REVIEW THESE TERMS OF USE.

IN ORDER TO USE CERTAIN FEATURES OF THE WEBSITE, YOU MAY BE REQUIRED TO PROVIDE CERTAIN PERSONAL INFORMATION. ALL PERSONAL INFORMATION YOU PROVIDE TO US WILL BE TREATED IN ACCORDANCE WITH THE TERMS OF OUR PRIVACY POLICY, WHICH IS HEREBY INCORPORATED BY REFERENCE INTO THESE TERMS OF USE.

THE SERVICES

Surviscor provides journalistic content on all things related to consumer services. Our primary focus is on financial products (the “Financial Products”), digital experiences, and general overall financial lifestyle journey for the purpose of general education and interest.

SERVICE DISCLAIMER

NO ENDORSEMENT

USER ELIGIBILITY for FINANCIAL PRODUCTS

User understands and agrees that any transaction for any Financial Products is between User and Vendor. Users may not be eligible for any or all of the Financial Products appearing on the Website, or for the rates appearing on the Website, and the Vendor, and not Surviscor, is responsible for approving or denying any application for any Financial Products in its sole discretion.

SURVISCOR FEES

USER CONTENT

RESTRICTIONS on USER CONTENT and USE of the SERVICE

Surviscor reserves the right at all times (but will have no obligation) to remove or refuse to distribute any User Content and to terminate users or reclaim usernames. We also reserve the right to access, read, preserve, and disclose any information as we reasonably believe is necessary to (i) satisfy any applicable law, regulation, legal process or governmental request, (ii) enforce these Terms of Use, including investigation of potential violations hereof, (iii) detect, prevent, or otherwise address fraud, security or technical issues, (iv) respond to user support requests, or (v) protect the rights, property or safety of our users and the public. In using the Website and/or Service You shall not:

1. copy any content unless expressly permitted to do so herein;

2. upload, post, email, transmit or otherwise make available any material that:
a. is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, pornographic, libelous, invasive of another’s privacy, hateful, or racially or ethnically objectionable, encourages criminal behavior, gives rise to civil liability, violates any law, or is otherwise objectionable;
b. you do not have a right to make available under any law or under a contractual relationship;
c. infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party (including privacy rights);
d. is or contains unsolicited or unauthorized advertising, solicitations for business, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation;
e. contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment or data or the Website or that of any users or viewers of the Website or that compromises a user’s privacy; or
f. contains any falsehoods or misrepresentations or create an impression that You know is incorrect, misleading, or deceptive, or any material that could damage or harm minors in any way;

3. impersonate any person or entity or misrepresent their affiliation with a person or entity;

4. interfere with or disrupt the Website or servers or networks connected to the Website, or disobey any requirements, procedures, policies or regulations of networks connected to the Website or probe, scan, or test the vulnerability of any system or network or breach or circumvent any security or authentication measures;

5. intentionally or unintentionally violate any applicable local, state, national or international law or regulation;

6. collect or store personal data about other users or viewers;

7. license, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Website;

8. modify, translate, make derivative works of, disassemble, decompile, reverse compile or reverse engineer any software provided as part of the Website, except to the extent the foregoing restrictions are expressly prohibited by applicable law; or

9. register for the Service on behalf of a group or corporate entity.

USE OF INFORMATION

DATA PROTECTION POLICY AND GUIDELINES

LICENSE OF CONTENT

END USER LICENSE

FEEDBACK

If You provide Surviscor with any suggestions, comments or other feedback relating to any aspect of the Website and/or Service (“Feedback”), Surviscor may use such Feedback in the Website or in any other Surviscor products or services (collectively, “Surviscor Offerings”). Accordingly, You agree that: (a) Surviscor is not subject to any confidentiality obligations in respect to the Feedback, (b) the Feedback is not confidential or proprietary information of You or any third party and You have all of the necessary rights to disclose the Feedback to Surviscor, (c) Surviscor (including all of its successors and assigns and any successors and assigns of any of the Surviscor Offerings) may freely use, reproduce, publicize, license, distribute, and otherwise commercialize Feedback in any Surviscor Offerings, and (d) You are not entitled to receive any compensation or re-imbursement of any kind from Surviscor or any of the other users of the Website in respect of the Feedback.

ADVERTISING

LINKS and THIRD-PARTY WEBSITES

RELEASE

DISCLAIMER OF REPRESENTATIONS, WARRANTIES and CONDITIONS

THE WEBSITE, SERVICE, SURVISCOR APP AND ALL MATERIALS PROVIDED THEREIN ARE PROVIDED “AS IS.” SURVISCOR SPECIFICALLY DISCLAIMS ALL REPRESENTATIONS, WARRANTIES AND CONDITIONS, EITHER EXPRESS, IMPLIED, STATUTORY, BY USAGE OF TRADE, COURSE OF DEALING OR OTHERWISE INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, TITLE, SATISFACTORY QUALITY OR FITNESS FOR A PARTICULAR PURPOSE. ANY INFORMATION OR MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM, LOSS OF DATA, OR ANY OTHER LOSS THAT RESULTS FROM DOWNLOADING OR USING ANY SUCH MATERIAL. SURVISCOR DOES NOT WARRANT, ENDORSE, GUARANTEE, PROVIDE ANY CONDITIONS OR REPRESENTATIONS, OR ASSUME ANY RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY ANY THIRD PARTY THROUGH THE WEBSITE OR IN RESPECT TO ANY WEBSITE THAT CAN BE REACHED FROM A LINK ON THE WEBSITE OR FEATURED IN ANY BANNER OR OTHER ADVERTISING ON THE WEBSITE, AND SURVISCOR SHALL NOT BE A PARTY TO ANY TRANSACTION THAT YOU MAY ENTER INTO WITH ANY SUCH THIRD PARTY. SURVISCOR WILL NOT BE LIABLE FOR ANY TYPE OF CONTENT EXCHANGED BY MEANS OF THE SERVICE.

LIMITATION OF LIABILITY

INDEMNIFICATION

TERMINATION

Surviscor may, under certain circumstances and without prior notice, immediately terminate Your ability to access the Website or portions thereof. Cause for such termination shall include, but not be limited to, (a) breaches or violations of these Terms of Use or any other agreement that You may have with Surviscor (including, without limitation, non-payment of any fees owed in connection with the website or otherwise owed by You to Surviscor), (b) requests by law enforcement or other government agencies, (c) a request by You, (d) discontinuance or material modification to the website (or any part thereof), (e) unexpected technical, security or legal issues or problems, and/or (f) participation by You, directly or indirectly, in fraudulent or illegal activities. Termination of Your access to the Website may also include removal of some or all of the materials uploaded by You to the Website. You acknowledge and agree that all terminations may be made by Surviscor in its sole discretion and that Surviscor shall not be liable to You or any third-party for any termination of Your access to this Website or for the removal of any of the materials uploaded by You to the Website. Any termination of these terms of use by Surviscor shall be in addition to any and all other rights and remedies that Surviscor may have.

AVAILABILITY and UPDATES

SECURITY

GENERAL

PROMOTIONAL OFFERS

If you have any questions about these Terms or if you wish to make any complaint or claim with respect to the Surviscor website, Surviscor app or Service, please contact us here.